TERMS OF USE

These terms govern the use of our applications, APIs, and financial services. They incorporate EU standards and international compliance requirements. By registering, you confirm your acceptance of these terms.

SCANDIC provides technical infrastructure for transactions, custody of digital assets, and information services. We are not a traditional bank; regulated services are provided exclusively within the relevant supervisory frameworks.

Users must be at least 18 years old and not subject to sanctions. We perform KYC/AML checks, requiring identification documents and information on the origin of funds to prevent illegal activities.

You are responsible for keeping your access data and 2FA recovery codes confidential. Any action taken with your credentials will be attributed to you unless you can prove unauthorized access occurred through no fault of your own.

Trading, custody, and transaction fees apply as published on the platform. By using our services, you authorize us to deduct fees directly from your account assets.

Unauthorized use, market manipulation, and providing false information are strictly prohibited. You must notify us immediately of any security breaches or suspected fraud.

We are liable for intent and gross negligence. We are not liable for market price movements, typical risks of digital technologies (like blockchain failures), or actions of third-party payment providers.

We may block or terminate accounts in cases of illegal activity, suspicion of fraud, or legal requirements. You may terminate the relationship at any time according to the published notice periods.

These terms are governed by the law of the Hong Kong Special Administrative Region. Exclusive jurisdiction for all disputes is Hong Kong, unless mandatory consumer protection laws dictate otherwise.